Budget Preparation That Actually Works for Your Life
Most people struggle with budgets because they follow rigid templates. We teach you to build a financial system that responds to how you actually live and spend. Starting September 2025.
View Program Details
Building Skills That Stick Beyond the Classroom
We don't just hand you spreadsheet templates and call it done. You'll spend time analyzing real spending patterns, identifying personal triggers, and creating systems that work when life gets messy.
The program runs over eight months because sustainable financial habits can't be rushed. You'll work through seasonal expenses, unexpected costs, and the psychological side of money decisions.
- Track and categorize actual expenses without judgment or shame
- Build flexible budget frameworks that adapt to income fluctuations
- Develop strategies for managing irregular bills and annual costs
- Create accountability systems that don't require perfect discipline
- Learn to adjust budgets when plans inevitably change
A Format That Fits Real Schedules
You're managing work, family, and everything else. Our program structure reflects that reality with options that actually work for busy adults.
Learning From People Who've Done This Work
Our instructors have spent years helping individuals and families reshape their financial habits. They understand that money management is as much about psychology as it is about numbers.
Callum Driscoll
Financial Educator
Spent twelve years as a financial counselor before moving into education. Specializes in helping people rebuild after financial setbacks and create realistic recovery plans.
Fraser Lindström
Budget Systems Designer
Develops practical tools for tracking and managing irregular income. Works primarily with freelancers and small business owners navigating unpredictable cash flow.
What You'll Work Through Over Eight Months
Each phase builds on the previous one, giving you time to implement changes before adding complexity.
September - October 2025
Foundation and Current Reality
Start by mapping where your money actually goes. No assumptions, just data. Learn tracking methods that don't require daily spreadsheet updates.
November - December 2025
Budget Framework Development
Build your first flexible budget using real spending patterns. Test it through the holiday season when expenses tend to spike.
January - February 2026
Irregular Expenses and Annual Costs
Create systems for managing expenses that don't hit monthly. Learn to smooth out insurance premiums, registrations, and other lumpy costs.
March - April 2026
Adjustment and Refinement
Review what's working and what isn't. Make strategic changes based on several months of real experience with your system.
Ready to Build a Budget That Actually Fits Your Life?
Applications for our September 2025 cohort open in June. Limited to 24 participants to ensure everyone gets personalized attention.
Learn What to Expect